Top 17 Money Traps to Avoid
Building wealth is a challenge. Just when you think you’re on the right track, you fall into “money traps” that can put you right back where you started… or worse. In many cases, these money traps seem like good ideas…
Susan Lassiter-Lyons
Susan Lassiter-Lyons is the Founder and Managing Editor of the Income Investors. An investor since 1990, she's an Investment Coach, Host of the Total Returns podcast, and Purveyor of 'That's What She Said' Jokes. She developed the I12 Money Machine System to identify and share low-risk, high-yield, income producing opportunities in the public and private markets with independent investors.
Busting The Dave Ramsey Baby Steps Myth
Know what really gripes me? Being treated like a baby. So, guess what I think about the Dave Ramsey Baby Steps racket. I would call it a joke, but I’m not laughing. It’s not funny to gain the trust of people and…
Beware The Great Retirement Lie!
You know all those experts “guiding” you to your retirement? You know, Suze Orman, Dave Ramsey, “Jake” at Wells Fargo Wealth Management, and even that holy retirement grail, the 401(k)? It’s all hooey, a bunch of BS, what we call…
Your Guide to Understanding Preferred Stocks
When it comes to investing in the stock market, understanding preferred stocks is a must. As you start dealing with stocks and bonds, you will run across the term “preferred stocks.” Knowing the difference between them and common stocks is…
The Best Apps for Investing in 2020
When it comes to your money management, it’s important to know the best apps for investing your hard-earned moo-lah. Fortunately, you came to the right place to get an overview of five popular investment apps and what they offer. So…
You Want Dividend Stocks: Here’s Why
Let's say you have come across a bundle of money and decide to invest it instead of spending it. You know two neighbors who each run a business in which you can invest, Mr. Smith and Mr. Jones. Both have owned their businesses for over 30 years and are known successes; however, each operates quite…
Understanding Self-Employed Retirement Plans
There is nothing quite as great as being your own business owner. You call the shots, set the hours, and keep the profits from your hard work; those are certainly positive benefits to which most entrepreneurs can relate. Other advantages include deducting certain assets and expenses that may also serve for personal uses, such as…
4 Reasons to Avoid the 401(k) Money Trap
If your company offers a 401(k), it is certainly tempting to participate in it. After all, the company can match your contributions (up to a predetermined percentage). Plus, the earnings on your money accumulates tax-free. Also, the company will let your side of the contributions come out before your paycheck. This way, you don't have to declare…
Investment Advisor vs Investment Coach
You worked hard and built a successful enterprise, particularly because you know about and have a passion for your business or career. Part of success is finally generating sufficient income allot a portion to save for the future. Clearly, long term investments make much more sense than leaving it in a savings account, or even…
How to Calculate the Dividend Payout Ratio
The dividend payout ratio. It's what we need to figure out to answer the question, "Can this company afford to pay my dividend?" In this article, I'm going to share ... How to be a high-yield income investor without falling into a dividend trap. How to calculate the dividend coverage ratio to ensure the company…
